It’s been three weeks since my last post. Sorry, guys. This is our busy season at work, so I’ve been working longer hours. Plus, I recently discovered that Tubi (a free streaming service) has Unsolved Mysteries, so I’ve been spending most of my free time bingeing it. I grew up watching that show and loved it. The eerie music and Robert Stack’s narration just had a way of drawing you in. Plus, the stories were always interesting. I heard Netflix is rebooting the show, which is kind of exciting. However, no way will it be the same. I hope the stories are interesting though.
I got a certified letter in the mail yesterday from a loan company saying that my tax ID got entered into their system by mistake, so they paid my real estate taxes for a 6 month period. They said in the letter that they were sorry for the inconvenience this would cause me, but they needed me to promptly return those funds, which totals $1200. I seriously thought this was a scam! My real estate taxes are escrowed in my mortgage, so when I send in my mortgage check each month I am paying into my taxes as well. However, I did receive a thousand-some dollar refund check in December due to my taxes being overpaid. I didn’t think too much of it and just thought I had been overpaying. I used the entire check to pay off some debts that I had. I gave my mom back $300 she had loaned me, and I used the rest to pay down my credit card (so that I would have to pay less interest in the long run). Then this happened.
After calling my mortgage loan company, the city, and the county, it has been verified that this is legit. That company really did pay my taxes by mistake, and the money that I had been paying on taxes is what was returned to me. So now I owe this company $1200. My mom and I got into an argument over it because she was acting like I didn’t have a right to be upset. “You received that refund check, so really you’re not losing anything. You’re just breaking even.” However, I thought that was just extra money and it’s gone now. I will get my income tax return next month, but now all of that is going to have to go to this company to get them paid back. So that income tax money I was looking forward to investing into my home (I wanted to get a sidewalk put out back and save the rest in case something goes wrong and needs fixed) has to go to them, so now I won’t get to put anything in savings.
It upsets me because I’ve already had a couple issues with the house since moving in. Nothing major, just a leaking toilet and a collapsed pipe under one of the sinks. They weren’t expensive fixes (for now), but it just showed how anything can go wrong at any time. My Aunt just had to have her furnace in her home replaced, and it wasn’t cheap. I need to be prepared if something happens. I still have $200 left to pay on my credit card as well, but then I’ll be able to put back some of my overtime money. I just hope I can get ahead sometime soon.